Self-Managed Super Funds

A Self Managed Super Fund (SMSF) allows you to control your own super investments for retirement. If you are seeking to own direct investments within superannuation or gain greater control of your superannuation portfolio, a SMSF may be an attractive option.

SMSFs can facilitate all major superannuation functions including: accepting new superannuation contributions, accepting rollovers from existing superannuation funds and paying a retirement income.

We can help you with a complete SMSF service

What is the role of a Trustee?

When you set up an SMSF you become a trustee of the fund. This means you will be responsible for managing your SMSF according to its trust deed and the laws and rules that apply to SMSFs. This includes running the SMSF to provide retirement benefits to the fund’s members (including yourself), and acting in their best interests.

What is a trust deed?

A trust deed is a legal document that sets out the rules for establishing and operating your SMSF – matters like the fund’s objectives, who can be a member and how benefits are paid. The trust deed and superannuation laws together form the fund’s governing rules. As a trust deed is a legal document, it must be drafted by a lawyer.

What is an Investment Strategy?

Your investment strategy provides you and the other trustees with a framework for making investment decisions to increase members’ benefits for their retirement. It should be in writing so you can show your investment decisions comply with it and the superannuation laws. The investment strategy should be regularly reviewed.

Insurance for SMSF members

The trustees must consider whether personal insurance cover is appropriate for the fund’s members, taking into account each member’s personal circumstances. Consideration should be given to the type and amount of cover required. The insurance strategy should be regularly reviewed.